Identity & licensing
- Legal name: Kenneth Bruce Seaver (court filings use Kenneth B. Seaver)
- Professional name: Ken (his company bio uses “Ken Seaver”)
- Informal and social: Kenny (his Facebook page is titled “Kenny Seaver, Mortgage Lender NMLS #149000”; longtime clients’ testimonials on his own site call him Kenny)
- NMLS ID: NMLS #149000. A low, early-series ID, consistent with registration around 2009 to 2010 when Arizona began licensing under the SAFE Act.
- State license: Arizona MB #0934484, held through Price Mortgage, LLC (NMLS #1429043)
- Bankruptcy filing venue: Phoenix division, U.S. Bankruptcy Court, District of Arizona
Source: NMLS Consumer Access, #149000 and #1429043; company bio at mtghomeloan.com; Facebook page “Kenny Seaver, Mortgage Lender NMLS #149000”.
Career timeline (from public profiles and company sites)
~2000s to 2010s, Scottsdale: American Discount Mortgage, manager. A well-known discount brokerage of that era.
2010s, Scottsdale: American Mortgage Group, loan manager.
2020s, wholesale: Mason Mac Mortgage, the San Ramon, CA wholesale lender. His [email protected] email still appears on business records as late as 2026.
2023, Gilbert: launches mtghomeloan.com under his own brand, Home Loan Advisors, listed as Branch Manager. Small team: himself, loan officer Bob Rogers (NMLS #180514), and a transaction coordinator. Applications route through Price Mortgage’s portal, meaning the brand operates under Price Mortgage’s umbrella broker license.
July 2025: Chapter 7 filed. In re Kenneth B Seaver, Case No. 2:25-bk-02911-EPB. Certificate of notice issued July 8 to 10, 2025 to roughly 50 parties, including wholesale lenders (Mason Mac, UWM, United Wholesale Mortgage), consumer and auto lenders (Ally, Capital One Auto Finance, Achieve, Lendmark, Elan Financial, Jared Preferred Card), Great Western Bank, and the Arizona Department of Revenue, listed multiple times. Public record
2025 to 2026: borrower complaint accounts begin surfacing online. Reports circulate in the Phoenix mortgage community of a regulatory inquiry. No published findings as of this writing. Reported
2026: production materials show roughly $20.35M funded year to date across 42 transactions, and $23.75M over the trailing 14 months. That is unusual volume for a two-officer shop, and it runs on a concentrated realtor referral network.
Sources: company site mtghomeloan.com; certificate of notice in Case No. 2:25-bk-02911-EPB, U.S. Bankruptcy Court, D. Ariz.; business records compiled November 2026.
Where the business comes from
Production records reviewed for this platform show volume concentrated with a handful of real estate agents. The largest single source is one HomeSmart agent with 40-plus referred closings, followed by agents at HomeSmart, Realty ONE Group, DeLex Realty, Ultimate Properties, and eXp Realty. Referral concentration is not a scandal, it is normal mortgage economics. But it does explain something. The people hurt by the unpaid personal loans are not the realtors feeding the pipeline, which is why those stories never surface on his professional channels.
Reading the record together
A loan officer who moved $24 million of other people’s money in fourteen months while carrying unresolved debts to friends and a fresh federal discharge is not, by itself, proof of anything. But borrowers, especially retirees and first-time buyers, are entitled to the whole picture before they hand someone the largest transaction of their lives. That is all this page is.