Independent consumer platform. Not affiliated with the subject.

What this site is

kennethseaver.com/ is an independent, reader-driven consumer platform. It publishes two kinds of material.

The first is verified public records: federal bankruptcy filings, NMLS licensing data, and business records from company websites. The second is first-person accounts submitted by readers who dealt with Kenneth “Ken” / “Kenny” Seaver (NMLS #149000, of Home Loan Advisors in Gilbert, Arizona) as borrowers, realtors, friends, or lenders.

Who is responsible for what you read

Reviews and complaint accounts are third-party content submitted by users of this platform. Under Section 230 of the Communications Decency Act (47 U.S.C. § 230), kennethseaver.com/ acts as an “interactive computer service” for that user-submitted content. The people who submit accounts are the information content providers and stand behind their own statements. We do not create most of what appears here, and we are not the speaker of it.

The platform’s own editorial writing (this page, the background page, and blog columns signed by our authors) is protected opinion based on disclosed facts. Facts we print are cited to a court docket, a regulator’s database, or a company’s own website. Opinions are labeled as opinions. That distinction is the entire editorial policy, and it is what the First Amendment protects when the opinion is about a licensed professional conducting licensed business in public.

Our fairness rules

  1. Every claim on this site is labeled by its evidence level: Public record or Reported.
  2. We do not publish anonymous mudslinging. Submitters identify themselves to us (name, role, rough date). The public version can use a first name and initial, or no name at all.
  3. Mr. Seaver has a standing right of reply. Any statement sent to us gets published verbatim, under his byline, next to the account it answers.
  4. If we print something factually wrong, we correct it and note the correction. Send documentation to the contact below.

Who runs this

Small and independent. Not affiliated with, endorsed by, or funded by Ken Seaver, Home Loan Advisors, Price Mortgage, LLC, or any competing lender.

Contact: [email protected]

Short version. Reader accounts are third-party content under Section 230, and submitters stand behind their own statements. Our own writing is cited public record plus labeled opinion, protected by the First Amendment. Every claim carries a tag. The subject has a standing right of reply, and corrections are published on receipt of documentation.

Submit your account

How this platform works

Reader accounts

Third-party content submitted by borrowers, realtors, friends and lenders. Submitters stand behind their own statements. Section 230 protects the platform for this content.

Public records

Bankruptcy dockets, NMLS licensing data and business records, cited to their source. We re-verify before publication and correct on documentation.

Editorial

Cited facts plus labeled opinion, protected by the First Amendment. Every claim carries its evidence level. The subject has a standing right of reply.